Beneficiary - Life Insurance (1):
A beneficiary of a life insurance policy launched a claim against an insurer, claiming that her husband had died in Jamaica. Investigation by MJM revealed multiple policies totalling over $2 million, one of which was actually paid out by another Insurer. Extensive investigation occurred both in Canada and in Jamaica with the investigator traveling to that country and it was found that the claim was fraudulent. It was determined the insured did not exist and that his identity had been formulated for the purposes of conducting insurance fraud. Charges were laid by the police against all relevant parties and convictions secured.
Beneficiary - Life Insurance (2):
A claim was initiated by the beneficiary of a life insurance policy who claimed that his friend, the Insured, had died in Haiti. The insurance company retained MJM and an investigator traveled to Haiti and determined that the claim was fraudulent. While in Haiti the investigator, in order to show the client how extensive fraud is in that country, secured his own "legitimate" birth and death certificates.
It was found through investigation that the insured and the beneficiary were the same person. This individual was charged and subsequently convicted.